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  1. #1
    Join Date
    Jan 2011
    Posts
    152

    Default Anyone using a Christian healthcare plan?

    Howdy, any member here enrolled in one of the christian healthcare sharing plans? If so are you happy with them? I'm a retired LEO from CA and moved out of state when I retired. Through my city, I have one healthcare plan which is Blueshield PPO. When I retired 4 years ago, it was $850 a month for myself and my wife. The plan has done nothing but increase every year, and for 2019 I'm looking at 2 grand a month for health insurance....Which is nuts. Looking for some type of an alternative. Thanks

  2. #2
    Join Date
    Mar 2016
    Posts
    383
    Quote Originally Posted by diving dave View Post
    Howdy, any member here enrolled in one of the christian healthcare sharing plans? If so are you happy with them? I'm a retired LEO from CA and moved out of state when I retired. Through my city, I have one healthcare plan which is Blueshield PPO. When I retired 4 years ago, it was $850 a month for myself and my wife. The plan has done nothing but increase every year, and for 2019 I'm looking at 2 grand a month for health insurance....Which is nuts. Looking for some type of an alternative. Thanks
    We do it. Like many things it's a compromise. The biggest issue is that we've been treated as a "not insured" by Drs. As in when you have insurance and a claim is made,and that claim it's not covered, you pay a discounted rate. The same rate the insurance company would pay. With the Christian Healthcare Ministries plan we get no discount and pay full price. In the few years we've been using it we've never met our deductible so I have nothing to offer on what the actual company is like to deal with.
    Be alert, stand firm in the faith, act like a man, be strong. Your every action must be done with love.

    “Adversity introduces a man to himself.”

  3. #3
    Join Date
    Aug 2010
    Location
    Third Coast
    Posts
    4,142
    No experience with it though I’ve heard the commercials on the radio. DD, that sucks about the cost, I guess that is one good thing about my agency. If we honorably retire we get to retain our health insurance as though still employed ( right now about $50.00 a month for the employee) until we qualify for Medicare . If that weren’t an option I would seriously look into it.
    NEVER CONFUSE GETTING LUCKY WITH GOOD TACTICS (unless you are at the bar)

    I'm not in the business of Losing

    A stab to the taint beats most of the mystical bullshit, most of the time

  4. #4
    Join Date
    Jan 2011
    Posts
    387
    Know some couples using Medi-Share.
    anonymity is underrated

  5. #5
    Join Date
    Jul 2009
    Posts
    316
    We've been using CHM for about 4 years now. Only issue we've had was when they didn't want to cover expensive supplements for my wife that were recommended by her doctor. They are very clear about NOT covering "alternative" or "homeopathic" treatments. Because these weren't prescription drugs they refused to cover them. I have several friends and family members who are members and I'm not aware of any problems. Thankfully, we haven't had any major issues or met the $500 minimum, either. As best I can tell CHM has a sterling reputation. Our family doctor is actually pretty enthusiastic and gives us a pretty nice cash discount. He apparently has several patients who are members.

  6. #6
    Join Date
    May 2000
    Location
    Beyond The Wall
    Posts
    44,264
    I use it. I make way too much money for government covered veterinary care, and refuse to fiance it for the non-producers. I usually pay cash for everything that isn't covered, but use the "non-insurance" for everything that is.
    Gabe Suarez

    Turning Lambs into Lions Since 1995

    Suarez International USA Headquarters

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